Publications
- Coercive Rideshare Practices: At the Intersection Antitrust and Consumer Protection, 90 University of Chicago Law Review 623(2023) (with Marshall Steinbaum). Accepted, 06/01/2022.
- Public Compensation for Public Enforcement, 39 Yale Journal on Regulation 61 (2021) (with Prentis Cox). Accepted, 03/22/2021.
- It’s Time for a Change in Utah’s COVID Response, Salt Lake Tribune. Published, 10/19/2020.
- Opposing Candidates in Utah: Here’s Why We Recorded Ads Together—It’s Time We Expect More Decency from our Politicians and Ourselves, USA Today (with Spencer J. Cox). Published, 10/03/2020.
- Consumer Financial Protection in the COVID-19 Crisis: An Emergency Agenda. University of Pennsylvania Law Review Online (with Richard Cordray & Diane E. Thompson). Published, 04/2020.
- Unwarranted: Small Claims Court Arrest Warrants in Payday Loan Debt Collection, Consumer Federation of America, Washington, D.C. (with David McNeill). Published, 02/2020.
- CONSUMER LAW: CASES AND MATERIALS, 5th Ed. (West 2020) (with Dee Pridgen and Jeff Sovern). Published, 01/2020.
- All Americans Deserve the Same Protection from Predatory Loans that Service Members Have, Military Times, November 6, 2019 (with Paul Kantwill). Published, 11/06/2019.
- SELECTED CONSUMER STATUTES, 2019 (West) (with Dee Pridgen and Jeff Sovern). Published, 08/2019.
- American Usury Law and the Military Lending Act, 31 Loyola Consumer L. Rev. 498 (2019) (with Paul E. Kantwill). Published, 08/02/2019.
- Dormant: The Consumer Financial Protection Bureau’s Law Enforcement Program in Decline, Consumer Federation of America, Washington, D.C. Published, 03/12/2019.
- CFPB Reversal on Payday Lending is a Big Mistake, American Banker. Published, 02/25/2019.
- Missing in Action? Consumer Financial Protection Bureau Supervision and the Military Lending Act, Consumer Federation of America, Washington, D.C. Published, 11/01/2018.
- The Large Bank Protection Act: Raising the CFPB’s Enforcement and Supervision Asset Threshold Would Place American Consumers at Risk, Consumer Federation of America, Washington, D.C. Published, 05/03/2018.
- Auto Dealer Markups, Jim Crow Finance, and the Congressional Review Act: How Congress May Bend the Rules to Facilitate Overpriced and Discriminatory Auto Lending, Consumer Federation of America, Washington, D.C. Published, 04/17/2018.
- Choosing Corporations Over Consumers: The Financial Choice Act of 2017 and the CFPB, 71 Consumer Finance Law Quarterly Report 169 (2017). Published, 12/2017.
- The Risk of an Anti-Consumer CFPB, Democracy Journal. Published, 12/21/2017.
- Trump University and Presidential Impeachment, 96 Oregon Law Review 57 (2017). Published, 12/2017.
- Utah Families Need Payday Lending Reform, Deseret News (with Josh Kanter). Published, 10/21/2017.
- Developments in Student Lending Law: Harbingers of Change? 72 Business Lawyer 465 (2017) (with Laurie Lucas). Published, 02/2017.
- Will Congress Remove Consumer Credit "Seat Belts"? Democracy Journal. Published, 03/07/2017.
- Consumer Financial Protection Bureau Law Enforcement: An Empirical Review, 90 Tulane Law Review 1057 (2016).
Published, 07/2016.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - SELECTED CONSUMER STATUTES 2015 (West) (with Dee Pridgen and Jeff Sovern).
Published, 08/18/2015.
http://www.westacademic.com/Professors/ProductDeta... - CONSUMER LAW: CASES AND MATERIALS, 4th Ed. (West 2013) (with John A. Spanogle, Ralph Rohner, Dee Pridgen and Jeff Sovern).
Published, 07/18/2013.
http://www.westacademic.com/Professors/ProductDeta... - SELECTED CONSUMER STATUTES 2013 (West) (with John Spanogle, Ralph Rhoner, Dee Pridgen and Jeff Sovern). Published, 07/09/2013.
- Mortgage Racketeering: The American Home Mortgage Foreclosure Crisis and the UN Convention Against Corruption, in INTERNATIONAL RESPONSES TO ISSUES OF CREDIT AND OVER-INDEBTEDNESS IN THE WAKE OF CRISIS 231 (Therese Wilson, ed., Ashgate, 2013).
Published, 03/09/2013.
http://www.ashgate.com/default.aspx?page=637&calcT... - Predatory Lending and Socially Responsible Investing, in SOCIALLY RESPONSIBLE FINANCE AND INVESTING 257 (H. Kent Baker & John Nofsinger, eds., John Wiley & Sons, 2012).
Published, 01/2012.
http://www.wiley.com/WileyCDA/WileyTitle/productCd... - "Warning: Predatory Lender"--A Proposal for Candid Local Signage Ordinances, 69 Washington & Lee L. Rev. 893 (2012).
Published, 01/2012.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Two Faces:Demystifying the Mortgage Electronic Registration System's Land Title Theory, 53 William and Mary L. Rev. 111 (2011).
Published, 01/2011.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Foreclosure, Subprime Mortgage Lending, and the Mortgage Electronic Registration System, 78 University of Cincinnati L. Rev. 1359 (2010).
Published, 01/2010.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Subprime Mortgage Market Turmoil: Examining the Role of Securitization, in MORTGAGE BACKED AND ASSET BACKED SECURITIES: CONCEPTS AND LESSONS FROM SUBPRIME MARKETS (Pankaj M. Madhani, ed. 2009). Published, 01/2009.
- The Political Economy of Consumer Credit Securitization: Comparing Predatory Lending in Home Finance in the U.S., U.K., Germany, and Japan, in CONSUMER CREDIT, DEBT, AND BANKRUPTCY: COMPARATIVE AND INTERNATIONAL PERSPETIVES (William Whitford, Ian D. C. Ramsay, & Johanna Niemi-Kiesel?inen, eds., Hart Publishing, 2009).
Published, 01/2009.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Foreclosing on American Leadership, G8 Magazine 84 (Summer 2009).
Published, 01/2009.
http://viewer.zmags.com/publication/907494eb#/9074... - Fannie Mae, Freddie Mac, and the Home Mortgage Foreclosure Crisis, 10 Loy. J. Pub. Int. L. 149 (2009).
Published, 01/2009.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Removing the Target: Protecting Military Service Members from Financial Predators, 35(2) Human Rights 8 (Spring 2008).
Published, 01/2008.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Usury Law and the Christian Right: Faith-Based Political Power and the Geography of American Payday Loan Regulation, 57 Catholic University L. Rev. 637 (2008) (with Stephen Graves).
Published, 01/2008.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Usury Law, Payday Loans, and Statutory Sleight of Hand: Salience Distortion and American Pricing Limits, 92 Minnesota L. Rev. 1110 (2008).
Published, 01/2008.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Cleaning Up a Consumer Lending Mess, Boston Globe (Mar. 3, 2007).
Published, 03/03/2007.
http://www.boston.com/news/globe/editorial_opinion... - Premption, Agency Cost Theory, and PredatoryLending by Banking Agents: Are Federal Regulators Biting Off More than They Can Chew? 56 American University L. Rev. 515 (2007).
Published, 01/2007.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Predatory Structured Finance, 28 Cardozo L. Rev. 2185 (2007) (winner ACCFSL writing competition).
Published, 01/2007.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Federalism and Predatory Lending: Unmasking the Deregulatory Agenda, 78 Temple L. Rev. 1 (2005).
Published, 01/2005.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Predatory Lending and the Military: The Law and Geography of "Payday" Loans in Military Towns, 66 Ohio St. L.J. 653 (2005) (with Stephen Graves).
Published, 01/2005.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - TAMING THE SHARKS: TOWARDS A CURE FOR THE HIGH COST CREDIT MARKET (U. of Akron Press, 2004) (winner ACCFSL writing competition).
Published, 01/2004.
http://www3.uakron.edu/uapress/peterson.html - Truth, Understanding, and High Cost Consumer Credit, 55 Florida L. Rev. 807 (2003).
Published, 01/2003.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id... - Comment, Failed Markets, Failing Government, or Both? Learning from the Unintended Consequences of Utah Consumer Credit Law for Vulnerable Debtors, 2001 Utah L. Rev. 543 (winner Bernfeld and Utah Bar writing competitions)".
Published, 01/2001.
http://papers.ssrn.com/sol3/papers.cfm?abstract_id...
Research Keywords
- Applied Statistics
- Banking
- Banking Law
- Business Ethics
- Business, Management and Commerce
- Consumer Law
- Contract
- Electronic Commerce
- Fraud law